When it comes to investing, my personal risk tolerance is very high. I learn by doing, so I like to try things like options trading, crypto, and penny stocks. The losses are offset by the education! But as I start to consider my future I'm realizing that an appropriate investment strategy is crucial. Perhaps it's time to reduce the uncertainty and potential volatility in my investment? The right investment strategy balances potential returns with acceptable risk, but who determines what is and isn't acceptable?

Well, in my case it's the shareholders!

1. Aggressive (100% High Risk)
   • High Risk: 100%
   • Medium Risk: 0%
   • Low Risk: 0%
   • Example Allocation: 100% in high-risk stocks, cryptocurrencies, or speculative ventures.
2. Moderately Aggressive (70% High Risk, 30% Medium Risk)
   • High Risk: 70%
   • Medium Risk: 30%
   • Low Risk: 0%
   • Example Allocation: 70% in high-risk assets (like growth stocks and cryptocurrencies), 30% in index funds or blue-chip stocks.
3. Balanced (50% High Risk, 30% Medium Risk, 20% Low Risk)
   • High Risk: 50%
   • Medium Risk: 30%
   • Low Risk: 20%
   • Example Allocation: 50% in high-risk assets, 30% in diversified ETFs or mid-cap stocks, 20% in bonds or high-yield savings accounts.
4. Moderately Conservative (30% High Risk, 40% Medium Risk, 30% Low Risk)
   • High Risk: 30%
   • Medium Risk: 40%
   • Low Risk: 30%
   • Example Allocation: 30% in growth stocks, 40% in index funds or real estate, 30% in government bonds or CDs.
5. Conservative (20% High Risk, 30% Medium Risk, 50% Low Risk)
   • High Risk: 20%
   • Medium Risk: 30%
   • Low Risk: 50%
   • Example Allocation: 20% in select growth stocks, 30% in blue-chip stocks or moderate-risk bonds, 50% in government bonds and savings accounts.
6. Ultra Safe (100% Low Risk)
   • High Risk: 0%
   • Medium Risk: 0%
   • Low Risk: 100%
   • Example Allocation: 100% in low-risk bonds, CDs, and high-yield savings accounts.